Mission Statement

Our Team
  John M. Hughes
  Alice W. Thomas
  Joshua A. Etemadi

Our Partners

In The Headlines



John M. Hughes, CPCU, ARM

President
703-934-1000
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John Hughes is the President of CBI.  Mr. Hughes founded the agency in 2003 to provide bonds through the SBA bond guarantee program and traditional A-rated bond markets to emerging contractors.  With over 40 years experience in insurance and bonding, including a strong background in construction insurance and bonding and multiple professional insurance affiliations, Mr. Hughes is responsible for all facets of the agency’s operations.

Mr. Hughes understands the challenges faced by many first time bond clients and engages them as partners with the agency in order to empower them to succeed financially.  In doing so, he takes a personal interest in the bond needs of all of CBI’s clients.

Mr. Hughes has maintained an insurance agent license since 1973, meeting annual requirements for continuing education.  He has also held the Chartered Property Casualty Underwriter (CPCU) and Associate in Risk Management (ARM) designations since 1980 and 1982, respectively.  He is a member of the National Association of Surety Bond Producers (NASBP), Associated Builders & Contractors, Inc. (ABC) and several small business associations.  Mr. Hughes also served in the United States Air Force Security Service with a Top Secret Clearance for five years.

Alice W. Thomas

Secretary-Treasurer
703-934-1000
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Alice Thomas has worked as the Corporate Treasurer and Secretary of CBI since its inception in 2003.  Her primary responsibilities include working with the majority owner to develop sound operating policies and to hire and supervise the in-house professional staff.  With a strong background in accounting and technology, Ms. Thomas also manages all financial and IT aspects of the agency. 

Ms. Thomas’s dedication to the agency and its clients is evident in the personal attention she gives to the security of the company’s record system and the guidance she provides the staff in the care and development of client relations.

Joshua A. Etemadi

Surety Bond Producer
703-934-1000
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Joshua Etemadi is a surety bond producer at CBI.  He is dedicated to helping small contractors understand bonding issues and gives numerous seminars outside of the office and also volunteers through the Prince George’s County and DC CBE Contractor Development Programs.

Mr. Etemadi speaks three languages, is a graduate of the George Mason School of Management, a member of both the National Association of Surety Bond Producers (NASBP) and Associated Builders and Contractors (ABC) and is working toward his Associate of Fidelity and Surety Bonding designation.